CLAIM SERVICES

    Property Insurance Claim Services in Long Island, NY

    Long Island Public Adjusters helps Nassau and Suffolk County property owners manage insurance claims from inspection through settlement. We handle fire and smoke, water damage, storm and hurricane, flood, frozen pipes, mold, sewer backup, and rental/commercial losses—plus denied and underpaid claim disputes. Call 516-410-0164 for a free claim review.

    01

    Fire & Smoke Damage Claims

    Complete fire and smoke damage claim handling. We document all structural damage, smoke infiltration, and personal property losses.

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    02

    Water Damage Claims

    Burst pipes, roof leaks, appliance failures, and water intrusion. We ensure all visible and hidden damage is documented.

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    03

    Storm & Hurricane Claims

    Wind damage, fallen trees, and hurricane destruction. We handle claims for Long Island's unpredictable weather events.

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    04

    Flood Damage Claims

    Flood damage from storms, rising water, and drainage issues. Expert handling of flood insurance claims.

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    05

    Frozen & Burst Pipe Claims

    Winter pipe bursts and ice dam damage. We know Long Island winters and the damage they cause.

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    06

    Mold Damage Claims

    Mold remediation claims resulting from water damage. We document the source and extent of mold growth.

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    07

    Denied Claim Review & Appeal

    Had your claim denied? We review the denial, gather additional evidence, and fight for reconsideration.

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    08

    Underpaid Claim Supplemental

    Insurance company lowballing you? We document additional damages and negotiate for full compensation.

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    09

    Smoke Damage & Puffback Claims

    Furnace puffbacks, soot damage, and smoke contamination. We document hidden damage and ensure proper restoration coverage.

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    10

    Landlord & Rental Property Claims

    Investment property damage claims including loss of rental income and tenant-related damages.

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    11

    Commercial Property Claims

    Business property damage claims including business interruption and loss of income coverage.

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    12

    Sewer Backup & Sump Pump Failure

    Sewer line backups and sump pump failures. Complex claims that require expert documentation.

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    13

    Condo, Co-op & HOA Claims

    Association and unit owner claims where the master policy and HO-6 coverage overlap, including loss assessment.

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    14

    Vandalism & Theft Claims

    Burglary, break-in damage, graffiti, and stolen contents documented item by item for full replacement cost.

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    15

    Large Loss & Total Loss Claims

    Total fires and major commercial losses: replacement cost, code upgrades, contents, ALE and business interruption.

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    Serving Nassau & Suffolk County (all of Long Island). See our full coverage map →

    How It Works

    Our Claim Process

    We handle everything from start to finish, keeping you informed at every step.

    01

    Free Consultation

    We review your situation and explain how we can help.

    02

    Damage Assessment

    Thorough inspection and documentation of all damages.

    03

    Claim Preparation

    Complete claim package with estimates and evidence.

    04

    Negotiation & Settlement

    We negotiate with the insurance company for maximum settlement.

    No upfront fees • We only get paid when you get paid

    Frequently Asked Questions about Insurance Claims

    Get answers to common questions about the insurance claims process.

    Need Help With Your Claim?

    Get a free consultation with one of our licensed public adjusters. We'll review your situation and explain your options.

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