Frozen & Burst Pipe Insurance Claims

When pipes freeze and burst, the visible water damage is just the beginning. Water can seep into walls, floors, and ceilings, causing extensive hidden damage that may not be apparent for weeks or even months.

Insurance companies often try to limit frozen pipe claims to only the obvious damage, ignoring the water that has infiltrated insulation, subfloors, and structural components. This can lead to mold growth and ongoing problems.

As your public adjuster, we use moisture detection equipment to find all water damage and ensure your claim includes complete remediation — not just a quick cosmetic fix that leaves problems lurking behind your walls.

Many Long Island homes have older plumbing systems that are more susceptible to freezing. Pipes in unheated areas like attics, crawl spaces, and exterior walls are particularly vulnerable during cold snaps.

We understand the specific challenges of Long Island homes and ensure your claim addresses all necessary repairs, including upgrading vulnerable pipes to prevent future freeze damage when covered by your policy.