Privacy Policy

This Privacy Policy explains how Long Island Public Adjusters, LLC ("Long Island Public Adjusters," "we," "our," or "us") collects, uses, shares, and protects personal information when you interact with our website, contact us, or engage our public insurance adjusting services. We value your privacy and are committed to safeguarding your information in accordance with applicable laws and industry standards.

1. Information We Collect

We collect personal information that you voluntarily provide or that is necessary to perform our services, including:

• Contact details: name, mailing address, phone number, email address.
• Insurance and claim information: policy numbers, details of your loss or damage, claim history, photos or videos of property damage, estimates and appraisals, and other documentation you upload or send to us.
• Payment information: if you make a payment to us, we may collect payment method details (e.g., bank account or credit card information) via secure third‑party processors.
• Website usage data: IP address, browser type, pages viewed, and other analytics captured through cookies and similar technologies to improve our Site and marketing effectiveness.

We do not knowingly collect information from anyone under 18 years of age. If we learn that a minor has provided personal information, we will delete it.

2. How We Use Your Information

We use the information we collect to:

• Provide public adjusting services: evaluate, prepare, and manage your insurance claim; communicate with you and third parties such as insurance companies, contractors, and attorneys on your behalf; track claim status and results.
• Respond to inquiries: answer your questions, provide consultations, and schedule appointments.
• Operate and improve our Site: analyze traffic, fix bugs, and enhance user experience; personalize content and advertising based on your interactions.
• Comply with legal obligations: meet regulatory requirements, cooperate with law enforcement, and enforce our Terms of Service.
• Send marketing communications: notify you about service offerings, updates, and news (you can opt out of marketing emails at any time).

We do not sell or rent your personal information to third parties.

3. How We Share Information

We may share your information in the following circumstances:

• With service providers: vendors who assist us with IT hosting, payment processing, data analytics, marketing, and legal services. These companies are contractually required to protect your data and use it only for the purposes we specify.
• With insurance carriers and related parties: when necessary to file, negotiate, or settle your claim, we may share relevant documentation, photos, and claim details with insurers, independent adjusters, contractors, attorneys, mortgage companies, or governmental agencies.
• For legal reasons: if required by law or court order, or to protect our rights, property, and safety or those of our clients and others.

4. Cookies and Tracking Technologies

Our Site uses cookies and similar technologies to recognize your browser, track usage trends, and improve functionality. Cookies may also be used for marketing purposes. You can adjust your browser settings to refuse cookies or to alert you when cookies are being sent, but some parts of the Site may not function properly without them.

5. Data Security

We employ industry‑standard administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. Despite our efforts, no method of transmission or storage is completely secure; we cannot guarantee absolute security.

6. Data Retention

We retain personal information for as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce our agreements. When it is no longer needed, we securely delete or anonymize data.

7. Your Choices and Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including the right to access, correct, or delete your data. If you wish to exercise these rights or opt out of marketing communications, please contact us using the information below.

8. Third‑Party Links

Our Site may include links to external websites. This Policy does not apply to those sites, and we are not responsible for their content or privacy practices. You should review the privacy policies of any third‑party sites you visit.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy on our Site with an updated "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the revised policy.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

This privacy policy is focused on the data Long Island Public Adjusters actually collects and uses. Always have your final policy reviewed by legal counsel to ensure compliance with state and federal privacy laws.