Missed Your Proof of Loss Deadline? What 60 Days Really Means
A Proof of Loss is a sworn statement of your damages. Miss the 60-day demand and the carrier can deny the claim on a technicality — but a rushed, incomplete one can lead to underpayment.
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Free claim review: 516-410-0164Video transcript
Did your insurance company just send you a formal demand for a signed Proof of Loss within sixty days? If you ignore it or miss that deadline, they can legally deny your entire claim on a technicality.
A Proof of Loss is a sworn, legally binding statement detailing your damages, inventory, and repair costs. Insurance carriers love using tight deadlines to trap homeowners who are already overwhelmed trying to fix their property.
The catch? While you can sometimes request an extension in writing, submitting a rushed or incomplete estimate gives them the opening they need to underpay your settlement.
Don't let an insurance desk adjuster use bureaucratic paperwork to cheat you out of your payout.
If you're facing a strict deadline or need help putting together an ironclad estimate anywhere in Nassau or Suffolk County, call or text me, Kevin Godfrey, at 516-410-0164 for a free claim review.